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Contractor vs. Subcontractor Insurance Explained
Understanding the difference between insurance for contractors and subcontractors is essential for protecting any job site. Whether you're overseeing a major build or hiring specialty trades, the...
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Cybersecurity Essentials for Washington Businesses
Cyber threats continue to evolve, and small businesses across Washington are increasingly in the crosshairs. Whether you run a contracting business, a retail shop, or a professional service firm,...
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Holiday Safety: Avoid Drinking & Driving
The holiday season is a time of joy and celebration, filled with laughter, family gatherings, and the clinking of glasses to shared toasts. Yet, amidst this festive spirit, it's crucial to remember...
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Named insured vs additional insured vs certificate holder
In the world of commercial insurance, it is common for multiple parties to be tied to the same policy—especially for contractors and small businesses across Washington. Terms like named insured,...
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Insuring Your Holiday Treasures: Smart Steps for Peace of Mind
The holiday season is a time of joy and excitement, enveloped in the magic of gift-giving. Imagine the thrill of unwrapping boxes that reveal treasured valuables - from heirloom jewelry to high...
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Winter Prep Tips for Commercial Properties
As the winter season approaches, commercial property owners and managers face unique challenges that require proactive planning. Not only is preparation crucial to prevent costly repairs, but it...
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Cybersecurity in October: 5 Essential Safety Practices
Why October Matters for Cybersecurity AwarenessOctober marks Cybersecurity Awareness Month, a crucial time for us all to reflect on the safety of our digital environments. Small and mid-sized...
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100 Days Left: Ensure Your Business Insurance is Up to Date
With only about 100 days left in the year, time is of the essence for businesses to review their insurance coverage. This crucial step can safeguard your business against potential risks and ensure...
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Does General Liability Cover Independent Contractors?
Understanding Liability Risks with Independent Contractors Collaborating with independent contractors can bring flexibility and expertise to your business. However, understanding the liability...
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Preparing Your Insurance Coverage for Fall Season
Fall is more than just a beautiful change in season; it's a crucial time for insurance agents to reconnect with their clients. With operational shifts and new liability risks, this season provides...
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Summer Safety Tips to Reduce Workers’ Comp Claims
Understanding the Risks of Summer Work Conditions As summer temperatures rise, so do the risks associated with working in hot environments. Prolonged exposure to heat can lead to serious heat...
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Protecting Your Business from Online Cyber Risks
Cybercrime Is EscalatingIn today’s digital age, cybercrime is one of the most significant threats businesses face. Global cybercrime costs are projected to reach $23.84 trillion annually by 2027....
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Commercial Insurance Trends in 2025: Making Informed Choices
As 2025 is well underway, staying informed about commercial insurance trends is vital for business owners aiming to protect their assets and plan effectively. The insurance landscape is marked by a...
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