Washington contractors—from roofers to remodelers to HVAC techs—face unique risks on every job site. Whether you’re newly licensed or scaling your crew, the right insurance portfolio protects your business, your tools, and your reputation.

Key coverages every WA contractor should carry:

• General Liability Insurance
  Covers property damage, bodily injury, and legal defense costs.

• Contractor Bonds (Surety Bonds WA)
  Required for most specialty and general contractors in Washington.

• Commercial Auto / Fleet Insurance
  Protects work trucks, vans, and trailers—plus employees driving for work.

• Builders Risk Insurance
  Covers materials, equipment, and structures during construction.

• Workers’ Compensation (if you have employees)
  Mandatory coverage with significant penalties for noncompliance.

• Equipment (Inland Marine)
  Covers tools and machinery—critical for roofers, concrete contractors, and more.

Why it matters:
One uncovered claim can shut a business down. With material costs and lawsuit amounts rising, having tailored coverage is more important than ever.