General Liability Insurance in Washington

A Must-Have Policy for Contractors, Builders, and Small Businesses

General liability insurance is the foundation of any solid risk management strategy. If you work with clients, manage job sites, or interact with the public, this policy helps protect your business from the financial fallout of accidents, property damage, or legal claims.



At Strategy Insurance Brokers LLC, we help Washington businesses—from solo contractors to growing firms—find general liability coverage that fits. No cookie-cutter plans. Just straightforward, strategic protection.

What Does General Liability Insurance Cover?

Third-Party Bodily Injury

If someone is injured on your job site or because of your work, this policy helps cover medical costs and legal fees.

Property Damage

Covers damage caused to someone else’s property while you’re working—whether it’s a cracked tile in a remodel or a scratched car at a client’s home.

Legal Defense Costs

Pays for your legal expenses if you're sued for covered incidents—even if the claim turns out to be unfounded.

Personal & Advertising Injury

Includes coverage for claims like slander, libel, or copyright infringement in your business advertising.

Who Needs General Liability Coverage?

We recommend general liability insurance for:


  • General Contractors
  • Builders & Remodelers
  • Roofers & HVAC Contractors
  • Painters, Electricians & Finishers
  • Auto Repair & Body Shops
  • Small Businesses & Consultants
  • Retail Shops & Office-Based Firms

Why Work With Strategy Insurance Brokers?

We’re independent, experienced, and local. That means we shop multiple carriers to find competitive rates, explain your coverage in plain English, and ensure you’re not missing anything that could cost you later.


Whether you’re bidding on your next job or just starting your business, let’s make sure you have the protection you need.